While I find the methodology he uses to show it wildly problematic, I agree with his point that crime really sucks. Even if a burglar only causes $400 worth of damage, Iād pay far more than $400 to prevent a burglary ā the loss of privacy, the sense of violation, the disruption of my normal order, the distraction of having to deal with police and repairmen and insurance agents, etc. all add up to make burglary a nightmare well above the direct economic damage it causes.